I see numerous people trying to make ends meet during the year, and then they get a huge $3,000 or $4,000 refund check. Of course, to add insult to injury, this money is burning such a hole in their pocket that they need to get a tax anticipation loan on top of it, paying loan sharking interest rates to get their fingers on the cash two weeks earlier.
WHY?
If you’re getting a decent-sized refund this year, WHY?
Why are you giving Uncle Sam an interest-free loan through the year, while you struggle to pay your own bills?
WHY?!
Consider changing you W-4 form at work. Here’s a link to a post from 2007 I wrote to tell you more about how to do it:
http://magiccoalcity.blogspot.com/2007/09/are-you-making-0-interest-loans-to.html
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