YOUR FREE CREDIT REPORTS

If you want to look at your credit report from the three primary reporting agencies, you can now do so by visiting this website: http://www.annualcreditreport.com/

You will need to follow the instructions carefully, making sure that you don't click, check mark, or otherwise accept anything for a fee unless you want to purchase it though. For example, the reporting agencies will NOT give you your actual credit score for free. They consider that a proprietary calculation that the agency will charge for showing to you.

They will also try to sell other services, ranging from credit alerts to credit monitoring to identity theft protection, so you will need to just click the 'No, thanks' button, if you only want your free credit reports.

You may do this on an annual basis, and it's a good idea. When you print out your report, check for errors. If you find an error, you'll need to follow the instructions to fix the error with the reporting agency. Those instructions will print along with your credit information.

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This blog post by Chris Wathen was also published in his Linton, Indiana based Greene County Daily World blog entitled, "Riddle Me This".